Financing

ADVANTAGES OF FINANCING WITH MARLIN

Effective cash flow management is an extremely important element to a successful business – small or large. Equipment financing offers business owners a means to acquire equipment based on an operating budget – not based on capital or cash on hand.

100% FINANCING

Unlike some loan programs, you can finance 100% of your equipment.

ASSET MANAGEMENT

Financing provides the use of equipment for specific periods of time at fixed payment. The financing company assumes and manages the risk of equipment ownership. At the end of the term, if you elect to return the equipment, the financing company is responsible for the disposition of the asset.

FLEXIBILITY

As businesses grow and needs change, you will able to add or upgrade equipment at any point during the financing term.

TAX ADVANTAGES

There are tax incentives for purchasing new equipment; the amount you save in taxes could be greater than what you pay in the first year of a lease. Their new equipment could make you money from day one!

LOGIC OF FINANCING

CAN YOU… FINANCING WITH MARLIN CASH PURCHASE BANK LOAN
acquire equipment with out a substantial cash outlay? YES NO NO
Most banks require a large down payment.
upgrade or add equipment without difficulty? YES NO NO
Most banks require reapplication for another loan.
match payment to your current cash flow? YES NO NO
avoid affecting your bank lines of credit? YES NO NO
In fact, you will be affecting it a great deal.
get approval for financing in one day? YES NO NO
It could take days or even weeks.
customize your payment plan or even defer payments? YES NO NO

5 EASY STEPS

1

SHOP

Find the equipment or software solution you need for your business.

2

SHOP

Complete a simple credit application. Once the application is complete, we will begin the credit approval process and have an answer to you within two hours.

3

SIGN

Upon approval sign one page finance agreement.

4

SIGN

Upon receiving your equipment or software, Marlin will commence the finance agreement.

5

SIGN

Once the finance agreement is commenced, your first invoice will arrive within 30 days and you will be billed monthly for the duration of your finance term.

KEEP YOUR CASH AND FINANCE THE EQUIPMENT YOU NEED NOW!